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Members receive preferred annual group rates of $72 for a single insured or $168 for couple/family through the Allianz/Co-operators 60-Day Travel Program which includes coverage for COVID-19 even if a travel advisory related to COVID-19 is in effect. The program does not require medical questions upon application; however, a stability clause as well as travel advisory exclusions may apply.
Click Here for FAQ’s on the 60-Day Travel program or Click Here for an application.
For more information: e-mail kapbenefits@hubinternational.com or call 1-866-527-0123 ext. 1. -
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For farms without employees, KAP Members have access to Edge Benefits, the #1 provider of affordable benefits for the Canadian self-employed and small business markets. In addition, other customized plans are available to meet family health and budget needs.
For farms with employees, Members have access to an exclusive preferred group benefits program through HUB International. Please visit https://hubinternational.com/hubcompletebenefits to learn more.
For more information: e-mail kapbenefits@hubinternational.com or call 1-866-527-0123 ext. 1. -
The KAP PHSP is a CRA approved program for any farm business structure that provides owner and employee participants 100% non-taxable reimbursement from the farm business for their eligible medical expenses, while the farm business receives a 100% tax deduction for this reimbursement. The administrator, Serre Financial allows only CRA eligible claims under the program and assumes all risk and liability. KAP Members receive a $50 discount off the one-time $300 enrolment fee.
Click Here for the PHSP information package
For more information: e-mail kapbenefits@hubinternational.com or call 1-866-527-0123 ext. 2. -
Group Life Insurance is available to KAP Members, spouses, and employees for coverage up to $500,000. Annual group rates are age banded and start at $11.25 per $25,000 of coverage. Dependent Child coverage is also available up to $25,000.
KAP Members can also review their individual Estate Planning, Financial Planning and Risk Management needs with access to appropriate coverage options.
Click Here for an application
Click Here to review the policy booklet
For more information: e-mail kapbenefits@hubinternational.com or call 1-866-527-0123 ext. 1. -
Protect yourself, your family, and your employees with KAP’s Group AD&D program. The program provides guaranteed coverage without any medical questions following accidental death, or if the insured sustained a permanent eligible physical loss caused by an accident.
Annual group rates start at $18 for individuals and $24 for families per $25,000 of coverage, up to a maximum of $500,000.Click Here for an application
Click Here to review the policy
For more information: e-mail kapbenefits@hubinternational.com or call 1-866-527-0123 ext. 1. -
The Group CI program for KAP Members provides coverage for several critical illnesses, paying the insured a tax-free lump-sum benefit of up to $150,000.
Click Here for an applicationFor more information: e-mail kapbenefits@hubinternational.com or call 1-866-527-0123 ext. 1.
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KAP Members have access to MyCare Health Benefit Option (HBO) and GOeVisit Telehealth at preferred rates. MyCare HBO provides expedited diagnostic assistance (in Canada), providing a confirmed diagnosis and treatment plan through one of the Centers of Excellence in the U.S. Members enrolled in MyCare HBO automatically gain access to GOeVisit Telehealth, which provides 24/7 virtual access to a medical practitioner licensed in Manitoba who can diagnose, treat, and prescribe medication for minor illnesses without the need for in-person treatment.
KAP Members save 20% with a monthly cost of only $8 per family. KAP Members that offer the program to employees receive a further reduced monthly rate of $4 per family.
For more information: Visit https://mycare.ca/hubselect/, e-mail info@mycare.ca, or call 1-877-497-9495 and mention that you are a KAP Member.
